Z-1502 | Manager - Mortgage Desk (Service Solutions)

Must have Mortgage loans exposure

Handling clients in Wholesale Banking including SME as a Mortgage Desk Service RM

Particulars

1. Handling TSR for new clients; TSR for new properties of existing clients; Interim TSR for existing cases;

2. Handling Valuation for new clients; Valuation for new properties of existing clients;

3. Handling Revaluation of existing properties;

4. Ensuring vetting of TSR and Valuation reports as per extant process.

5. Ensuring vendor bill payments liaising with Payment Desk.

Documentation

1. Preparing the draft mortgage documents and provide the drafts liaising with legal wherever applicable

2. Interact with clients and negotiate if need be on the format of documents, refer to legal / approvers with appropriate justification on the changes suggested

3. Get the documents executed from the clients.

Verification

Verification of Constitutional documents (MOA, Partnership Deed, etc.), Authorizations (BR, Partnership, Letters, etc.) for creating security, execution of documents and scrutiny of executed documents to ensure proper execution

ROC / SRO compliances

Arrange filing of necessary forms with ROC and complying requirements pertaining to registration /notification of mortgage as applicable.

Tracking of deferral

Tracking deferrals and ensuring that all deferrals are closed within timelines.

Liaison

With clients, Relationship team, Legal; Credit; Technical Team, CAD; Operations etc for timely and smooth execution of deliverables and resolution of issues