Person from Real Estate Finance or previous work experience in same profile.
Strong communication & relationship skills.
Ability to negotiate & close deals.
Analytical bent of mind & comfortable with numbers.
Job Description :
Collecting all documents required for the process of loan from the customer like KYC documents, Income Tax Returns, financial statements, business banking record etc.
Scrutiny of all documents given by the customer regarding loan like KYC documents, Income Tax Returns, financial statements, business banking record etc.
Meet the customer and look the project site/ Security.
Checking information about Customer on ROC, online and on RERA Website for the proposed Project/ Proposal.
Should have good understanding of financial statement and understanding different financial ratios.
Should be able to make and prepare cash flow/ CMA Data/ Cash flow projection and also calculate different financial ratios.
Evaluation of Project/Proposal on various parameters like :
Saleability, Approval and construction status of the project.
Evaluation of Viability of the project.
Evaluation of financial strength of the borrower/group.
Evaluation of project/Security from legal and technical prospective.
Structuring the loan according to the requirement of the Customer and projected cash-flows.
Collecting all the details from the customer which is required by different Banks/ Financial institute for the processing of the proposal
Understanding the Customer requirement and structuring the Proposal accordingly
Preparing of the Project Report/ information memorandum basis on the details and Document collected from the customer which comprises of Profile of customer, Project Details/ Security details with feasibility/Eligibility, Sensitivity analysis & projected Cash flow
Coordinating with banks/ Financial Institution for the appraisal of the loan.
Helping Customer Post sanction in completion of documentation and disbursement process by adhering the sanction terms and conditions of the banks/ Financial Institution.
