Should have experience in Wholesale Credit Underwriting.
Job Description :
Analysing the credit worthiness of NBFCs / MFIs/ Fintechs / SMEs.
Performing financial analysis of the entities.
Doing Management meetings with entities, conducting diligence tests at HO and carrying out branch visits to evaluate the risk of the entity and preparing detailed Credit Assessment Report.
Analysing key risk parameters such as Financial Risk, Management Risk & Business Risk of entities.
Understanding of various pertinent regulations for NBFCs and industry specific knowledge of entities.
Monitor portfolio of NBFCs/SMEs and closely track concern accounts.
In depth knowledge of credit evaluation with a good eye for detail. Ability to understand impact of changing environment on various companies.