New
Regional Head - SME (Sales & Marketing)/ 1095 days ago
Lower Parel West, Mumbai
25 To 30 INR Lacs
Job Preference:
Wil be handling part of Mumbai so Mumbai Market Experience is must
Bangalore
Job Description:
The candidate will be responsible for managing a team of RMs and ARM
- Responsible for new client acquisitions as well as maintaining and enhancing the existing portfolio
- Ability to structure the facilities as per the client’s need and bank’s strategy ensuring optimum profitability & sustainability of the business within the regulatory framework.
- Should have knowledge of the local market
- Undertake credit risk appraisal, prepare appraisal notes, term sheets & financial model and engage with credit team to resolve queries and present the case to relevant senior management forums for sanction
- Engage & co-ordinate with various internal teams for relevant approvals, documentation, limit setup, disbursement, post-disbursement compliances and monitoring. Ensure end-to-end transaction execution from origination to completion
- Engage and maintain senior management relationships of corporate clients to deepen wallet share
- Responsible for monitoring and maintaining credit health of the portfolio & take appropriate steps to proactively mitigate any sign of stress in the portfolio
- Universal Banking Products including but not limited to Working Capital, Term Loan, Structured finance, Trade products, FX, Investment Banking, FDs, SCF, CMS, Corporate salary a/cs & cards.
Qualification:
38Skills:
- Strong Communication
- Client relationship
- Team Handling Experience