Should have experience in Retail Credit Underwriting.
Job Description :
The role involves understanding the credit policy of the partner NBFC and making suitable changes to it for WCAPL in line with market and economic developments.
Guiding a team of credit managers and credit officers (centralised team in Mumbai for Pan India portfolio).
Responsible for ensuring adherence to credit policy and defined processes, TAT management and Fraud Risk Management.
Products to be handled includes secured and unsecured like Education loan, Personal Loan, Auto Loans, SME and business loans, LAP, etc.
Ability to study Financials, Banking and Customer profile.
Coordination with ops, business and finance team for Portfolio Quality.
Getting the credit policy incorporated in the API integration with partner NBFC through the help of tech team.
Interacting with the partner NBFC team to resolve any credit related matters.
Giving policy suggestion to the management from time to time.
