New
Job Preference:
- Candidate from NBFC background only.
- Should have experience in Retail Credit Underwriting.
Qualification:
CA, MBAJob Description:
- The role involves understanding the credit policy of the partner NBFC and making suitable changes to it for WCAPL in line with market and economic developments.
- Guiding a team of credit managers and credit officers (centralised team in Mumbai for Pan India portfolio).
- Responsible for ensuring adherence to credit policy and defined processes, TAT management and Fraud Risk Management.
- Products to be handled includes secured and unsecured like Education loan, Personal Loan, Auto Loans, SME and business loans, LAP, etc.
- Ability to study Financials, Banking and Customer profile.
- Coordination with ops, business and finance team for Portfolio Quality.
- Getting the credit policy incorporated in the API integration with partner NBFC through the help of tech team.
- Interacting with the partner NBFC team to resolve any credit related matters.
- Giving policy suggestion to the management from time to time.